Personal finance

What Happens If I Convert My 401(k) to a Roth IRA in 2022?  |  Smart Change: Personal Finance

What Happens If I Convert My 401(k) to a Roth IRA in 2022? | Smart Change: Personal Finance

(Charlene Rhinehart, CPA) If you’re ready to make some moves with your old 401(k), a Roth IRA conversion may be an option for you. This will give you a chance to turn your employer-sponsored retirement plan into a tax-free income machine. But as attractive as this may sound, you need to know what you’re signing …

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88% of adults support mandating personal finance education

88% of adults support mandating personal finance education

Most adults in the US support guaranteed access to personal finance education for high school students. Eighty-eight percent of adults surveyed by the National Endowment for Financial Education said their state should require either a semester or year long personal finance course for graduation. The survey of 1,030 adults was conducted in March. More from …

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Is a Home Warranty Worth the Money?  |  Personal Finance

Is a Home Warranty Worth the Money? | Personal Finance

Your home may be your biggest investment, but you’ll need more than homeowners insurance to protect it. While a homeowners policy will cover damage from incidents like fires and falling trees, it isn’t going to pay for a leaking roof or a furnace failure. Fortunately, there is another type of plan that will cover these …

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The best books to read to get smarter about your money

The best books to read to get smarter about your money

There are thousands of resources online to learn about personal finance, a staggering amount of financial information, from free courses offered by colleges and education platforms to TikTok influencers and expert newsletters. This can make it hard to identify the best sources on budgeting, saving and investing, but the earlier in life an individual begins …

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These states poised to pass personal finance education laws this year

These states poised to pass personal finance education laws this year

Lee Jimenez, a teacher at Indian Hill Elementary School in Cincinnati, Ohio, discusses credit cards and methods of payments with his 3rd grade class using online financial education curriculum SmartPath. SMARTPATH There’s momentum for personal finance education becoming law in many states across the country. Nearly half the states already mandate such instruction, and more …

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3 Ways To Spring Clean Your Finances This Season

3 Ways To Spring Clean Your Finances This Season

Select’s editorial team works independently to review financial products and write articles we think our readers will find useful. We earn a commission from affiliate partners on many offers, but not all offers on Select are from affiliate partners. Nothing calls for a better time to get organized as the spring cleaning season. The rainy …

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